When it comes to planning for your retirement, we draw on the extensive experience of our financial professionals to help create a clear, actionable roadmap. Through our holistic approach, we’ll create a personalized plan that incorporates:
- Income distribution planning
- Investment management
- Social Security planning
- Health care planning
- Long-term care planning
- Estate planning
- Risk management
By taking a look at your retirement through a “what-if” approach, we can help you understand the potential future impact of your current financial decisions. We place a special emphasis on complex tax laws and investment options to best advise you on the following:
- Accumulating assets for retirement
- Consolidating different retirement plan accounts
- Retirement distribution planning to make your savings last
- Potentially optimizing the treatment of tax-preferred assets
When helping you make important decisions about your retirement, we’ll strive to coordinate these choices with your estate planning, education planning, charitable giving and other important financial goals.
Tax laws are complex and ever-changing at both the state and federal level. Whether you’re taking on taxes for corporations, partnerships, trusts, estates or individuals, we have the know-how to help.
We’ll begin by reviewing your current financial situation to help us identify individualized strategies for active wealth management that will minimize your tax liability now and in the future. And because we believe in offering comprehensive solutions, we’ll provide you with proactive tax planning, tax preparation and investment advice all under one roof.
Other highlights of our tax planning solutions include:
- Preparing tax returns
- Complimentary review of your income tax return by our in-house CPA’s
- Management of capital gains and losses to minimize taxes
- Tax preparation and accounting services for individuals and businesses
- Business entity selection and formation services
When it comes to estate planning, we’ll use our experience to strive for financial security for you today and future generations tomorrow. We go the extra mile to understand your family history, core values and any sensitive family issues that may affect how you manage your wealth. By using this approach, we’ve proudly served families through several generations.
While we’re focusing on estate and family wealth planning, these strategies often include other important planning aspects such as financial planning, investment management, trusts, gifting and charitable giving strategies. Our personalized six-step process for estate and family wealth planning includes:
- Discussing your estate planning goals
- Reviewing your beneficiary designations and asset titling
- Providing recommendations to help reduce your estate tax liability
- Helping you identify the appropriate estate planning and trust solutions that are best for you*
- Assisting with the necessary financial steps to take upon the death of a loved one
- Implementing and executing your customized gifting strategies
*Trust services provided through strategic business relationship with a qualified estate planning attorney
It’s our belief that proper risk management is vital to a successful financial plan and investment portfolio when it comes to staying protected during unexpected life events. Our personalized process is designed to help you and your estate stay afloat when experiencing an untimely death, disability or health issue. We find risk management especially important because when not addressed properly, these events could create a financial catastrophe.
Utilizing the extensive knowledge of our CERTIFIED FINANCIAL PLANNER™ professionals, we can review and analyze your need for proper insurance coverage* in primary areas of risk including life, property, casualty, disability income and long-term care. We’ll then provide protection recommendations and insurance solutions to help mitigate, and potentially eliminate, your financial risk exposures.
As an independent RIA, we are not obligated to use insurance solutions from a specific carrier. That means we’ll continuously monitor and evaluate the appropriate solutions that best fit your risk management objectives. As you move through the insurance selection process, it is important to consider not only the cost of the insurance and coverage features but also the underwriting criteria and financial strength of the carrier.
*Based on the information you provide to us
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